Auto Insurance Company Not Paying All It Owes to Claimant

My husband was involved in a car wreck last week with our 2002 Dodge Ram Pickup. The accident wasn’t his fault. He was hit by a teenage driver carrying a carload of friends to school. The boy’s insurance company told us we could get the vehicle fixed for $2407.56. When we took it to an auto body repair shop we know for an estimate, we were told there was more like $4,000 in repairs that needed to be done to fix the truck the way it should be fixed. Do we have the right to dispute what the insurance company adjuster told us or do we have to take what they say it can be fixed for? We are not crooks trying to take advantage of anyone. We just want to be paid what they owe us.

Sarah
Dayton, Ohio

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