Cell Phone Use Not Illegal While Driving In Ohio
Filed under: Cell Phone, IIHS, Ohio, State Specific Information, West Virginia
Is the cell phone law in Ohio such that it allows officers to ticket fully-licensed, experienced drivers for using their cell phones while driving on Ohio roadways?
My 20 year old daughter who is attending college at Ohio State University recently got pulled over by a patrolman in Columbus, Ohio. She told me the officer raked her over the coals for talking on her cell phone while she was driving her car. He didn’t give her a citation, but claims he could have. She was a wreck after the encounter, and scared out of her wits. My daughter and I are from West Virginia and I am not familiar with Ohio traffic laws to any great degree. I know in WV a driver can’t use a cell phone while driving on a learners permit. But it is not against WV law to use a cell phone while driving once fully licensed. Is the cell phone law in Ohio different in that it allows officers to ticket a fully-licensed, experienced driver using a cell phone?
Sandra
Morgantown, WV
Which States Have Laws That Support Diminished Value?
Filed under: Diminished Value, First Party Claims, Insurance Companies, State Farm, State Specific Information, Third Party Claims, West Virginia
Is diminished value recognized in all states or just in Georgia and California as I have been told?
Diminished value, in my opinion, is a very legitimate auto insurance claim. I am one of a majority of people reflected on surveys who wouldn’t buy a car that had been wrecked unless I received a huge discount to compensate for the added risk and aggravation I would likely encounter. Some folks, I’ve found, don’t share my view. A few days ago my brother-in-law who is a retired insurance adjuster (someone who should know what he is talking about when it comes to auto insurance claims) says claims for diminished value are wrong and shouldn’t be brought against insurance companies. He says the premiums we pay for our insurance policies don’t take these losses into account. Please tell me he is wrong, and tell me which states accept diminished value claims so I can straighten out my insurance-biased brother-in-law.
Jo Ann
Charleston, WV